Skip to content

    Buildings Insurance For Landlords

    Comparing quotes is quick, easy and straightforward with one short form to help you find the best deal.*

    Landlord / Buy-to-let Insurance

    Buildings insurance for landlords ensures the rental property’s structure is protected from damage caused by natural disasters or accidents. Also known as Buy-to-let Insurance, Landlord Insurance is similar to Home Insurance but specifically designed to cover properties that are rented out to tenants. If you are renting a property, a standard home insurance policy will not cover you for a number of things, so you really need to find a good Landlord policy to protect you, your rental income and your tenants.

    Buildings Insurance For Landlords

    Landlord Insurance in the UK is quite clever. It is a kind of business policy that brings together a number of types of insurance so that you are covered for the wide variety of risks and liabilities that any landlord could encounter. Landlord Insurance policies (sometimes described as Buy-to-let Insurance policies) vary so, as with all insurance, always check exactly what the policy you are considering will cover. However, from UK Insurers, you could expect a Landlord policy to include things like:

    • Buildings Insurance for the property you are renting
    • Contents Insurance for anything that you provide – carpets, curtains, sofas or beds for example
    • Landlord Liability Insurance – covers any claims against you if someone is injured or hurt because of something in the property
    • Unoccupied Property Insurance – covers your property for any times when you are between tenants and the house, flat or apartment is empty.

    Are there extra benefits available with UK Landlord Insurance?

    Very often, you can tailor your landlord / Buy-to-let insurance to include extra cover. For example, you may want to add an element of Rent Guarantee Insurance so that you have options available if a tenant is unable to pay their rent for a period of time.

    All properties come with the risk of accidents or emergencies – fires, burst pipes and floods create extra problems for landlords as you not only have to deal with the damage to your property, you also have to consider the fact that your tenant may have to move out for a while, if the home has become uninhabitable as a result of what’s happened. In a situation like this, a UK Landlord Insurance policy that covers Alternative Accommodation and Loss of Rent would be a real advantage to you.

    We hope that every tenant works out wonderfully for you, but should problems arise, then added cover options could be helpful. Legal Expenses Cover would offer you financial support should you need to take your tenant to court. Malicious Damage Insurance can compensate you for any deliberate damage caused by a tenant.

    Related pages:
    Buildings Insurance Landlords, Landlords Buildings Insurance, Buildings Insurance For A Landlord, Insurance For Landlords, Buildings Insurance Quote For Landlords

    Landlord / Buy-to-let Insurance

    Comparing quotes is quick, easy and straightforward with one short form to help you find the best deal.*

    We’re Here For Landlords: Take a look at all the services that might work for you.

    Landlords & Buy-to-Let Insurance

    Also known as Buy-to-let Insurance, Landlord Insurance will protect you, your rental income and your tenants if you are renting out a property.

    READ MORE

    Commercial Property Insurance

    Insurance can cover the costs of repair or rebuilding and offer compensation for lost revenue should work need to be done.

    READ MORE

    Energy Performance Certificates (EPC)

    As a landlord, it’s crucial to note that you’re required by law to provide an Energy Performance Certificate (EPC) for your property before renting or leasing it to potential tenants.

    READ MORE

    Boiler Installation

    Boiler Installation Get an instant quote for a new boiler with installation,.* If your property needs a new boiler, we recommend WarmZilla’s fast and reliable boiler installation service. Tenants expect boiler problems to be addressed…

    READ MORE

    Gas Safety Certificates

    Gas Safety Certificates To comply with the Gas Safety (Installation and Use) Regulations 1998, you must have a Gas Safety Certificate or CP12 if you are renting out a property.* The Importance of Gas Safety…

    READ MORE

    Electrical Installation Condition Report (EICR)

    Electrical Installation Condition Report Get an instant quote for a qualified electrician to check your property and issue an electrical installation condition report.* Overview and Purpose The new Electrical Safety Standards in the Private Rented…

    READ MORE

    Income Protection Insurance

    How would you manage if you couldn’t work for a while? Income Protection Insurance will pay you part of your income if you’re unable to work due to illness or accident. Worth a look for…

    READ MORE

    Public Liability Insurance

    When you are running a business, safe is always better than sorry and the right Public Liability cover could make all the difference should there ever be a claim against you.

    READ MORE

    Professional Indemnity Insurance

    If you, or your business, offer advice, expertise or consultancy services, you might be at risk of a client making a claim against you. Protect yourself with a Professional Indemnity Insurance policy.

    READ MORE

    Life Insurance

    Supporting the people who depend on you and helping them manage their financial future means so much, and Life Insurance allows you to plan to do just that.

    READ MORE

    * Here4landlords.uk have partnered with Quotezone.co.uk to help you save money on Landlord Insurance. Quotezone.co.uk is a trading style of Seopa Ltd who are a limited company registered in Northern Ireland, Registered number: NI46322. Registered office: Seopa Ltd, 5th Floor Link Building, Adelaide Exchange, 24-26 Adelaide Street, Belfast, BT2 8GD. Seopa Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Their registered number is 313860.